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PAG Insurance Services

135 S State College Blvd., Ste 200
Brea, CA 92821

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Excess Liability Insurance in California

Protecting You Beyond the Basics

At PAG Insurance Services, we understand that life and business come with risks—and sometimes, standard insurance policies simply aren’t enough. That’s why we offer Excess Liability Insurance—an affordable way to secure extra protection when your underlying policies reach their limits.

What is Excess Liability Insurance?

Excess Liability Insurance provides an additional layer of coverage above the limits of your existing general liability, commercial auto, or employer’s liability policies. Think of it as a financial safety net that activates when your base policy has been exhausted due to a large claim or lawsuit.

Why You Need Excess Liability Insurance

In today’s litigious environment, even a single incident can result in legal judgments or settlements that far exceed your primary coverage. Whether you're a business owner, property manager, contractor, or individual with high-value assets, one lawsuit could threaten your financial future.

Without excess coverage, you could be left personally responsible for the difference—putting your business, home, savings, and peace of mind at risk.

Why Choose PAG Insurance Services?

At PAG Insurance Services, we don’t just sell policies—we provide strategic protection solutions tailored to your risks.

Here's what sets us apart:

  • Expert Advisors – Our licensed professionals take the time to understand your unique exposure and recommend the right level of excess coverage
  • Customized Coverage – We tailor excess policies that complement your existing insurance portfolio
  • Access to Top Carriers – We partner with industry-leading insurers to offer competitive rates and broad coverage options
  • Claims Advocacy – If you ever face a major claim, our team stands by your side to guide you through the process with confidence and clarity

Let’s Talk Protection

Don't let one unexpected event undo everything you've built. Whether you're running a growing business or protecting personal assets, Excess Liability Insurance from PAG Insurance Services gives you the extra layer of security you need—without overextending your budget.

Contact us today for a free consultation and see how we can help you build a stronger safety net.

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Partner Carriers

  • BTIS
  • CNA
  • Coterie
  • Guard
  • HCC Tokio Marine
  • Kinsale
  • Markel
  • NEXT
  • NFP
  • Progressive
  • XPT Specialty